Mortgages and Buying in France

Euro Mortgages in France:

Arranging French Housing Finance

Lending criteria in France are far more complex and restrictive than in the UK and the whole process can take quite a lot longer than most people expect.
French Mortgage lenders expect clients to put down at least a 20% deposit and to have a reliable income stream.

Currency costs can be significantly reduced, if specialist currency dealers are used instead of your bank to convert any sterling payments you may make, again, we can introduce you to specialists in this area.

Finally, mortgages can be arranged on an interest only or capital repayment basis over terms of up to 25 years.

We recommend specialist UK regulated brokers www.offshoreonline.org to arrange mortgages.

Your home may be repossessed if you do not keep up repayments on your mortgage.

Changes in the exchange rate may increase the sterling equivalent of your debt.
Life cover may be required to effect a mortgage.